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Welcome to Global Realty Group, LLC

Your San Antonio and Surrounding Area Property Management and Realty Company

We specialize in full service property management and real estate services to fit your needs as a home owner or investor and tailor our solutions to ensure that you have the highest level of service for your home. Focusing on developing long-term relationships is our way of doing business along with listening to our prospects and clients to assess their needs and desires before recommending solutions. We trust that this is the reason our clients continue to come back to us for their real estate needs and recommend others to our team.

Whether you are looking for a home or have a home to sell, fast dependable service is most important. Having a wide variety of homes to choose from, working with a company with experience that you trust, and realtors who listen to your needs, is the right combination to help you make the right choice.

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What Does a Home Inspector Look For? A Whole Lot

Web Admin - Wednesday, June 29, 2016

After you’ve made an offer on a home and it’s accepted, you might want to start packing your bags. But hang on—you’re not home free yet. Before you close the deal, it’s wise to hire a home inspector to check out the house for major flaws that might need to be fixed. After all, even if a house looks like it’s in great condition, appearances can be deceiving.

So what does a home inspector look for, anyway?

In short: a whole lot. “We’ve got 1,600 different items on our list that home inspectors are supposed to look at,” says Claude McGavic, executive director of the National Association of Home Inspectors, which trains and certifies home inspectors throughout the country.

And their discoveries can help home buyers big-time: Provided you have a home inspection contingency in your offer, you can renegotiate with the seller to fix certain problems or to lower the price. Or, if the problem is more than you want to handle (think faulty foundation or roof on the verge of caving in), you can walk away from the deal with your deposit in hand. Either way, it’s a win-win for the buyer.

This home inspector spotted a problem with a home’s blown insulation.

What does a home inspector look for?

Inspectors run down a checklist of potential problems. While we won’t list all 1,600, here’s the boiled-down version:

  • Grounds: Inspectors are looking for current or future water issues such as standing puddles and faulty grading or downspouts. They check out landscaping to see if trees and shrubs are in good condition (an arborist will give you a more detailed assessment); and evaluate pathways, retaining walls, sheds, and railings.
  • Structure: Is the house foundation solid? Are the sides straight? Are the window and door frames square? This part of the inspection is particularly important when you’re considering buying an older home.
  • Roof: The inspector’s looking for defects in shingles, flashing, and fascia, all of which can cause ceiling drips; loose gutters; and defects in chimneys and skylights.
  • Exterior: The inspector will look for siding cracks, rot, or decay; cracking or flaking masonry; cracks in stucco; dents or bowing in vinyl; blistering or flaking paint; and adequate clearing between siding and earth, which should be a minimum of 6 inches to avoid damage from moisture (although dirt can be in contact with the cement foundation).
  • Window, doors, trim: If you want to keep heat in, cold out, and energy bills low, windows and doors must be in good working condition. The inspector will see if frames are secure and without rot, caulking is solid and secure, and glass is undamaged.
  • Interior rooms: Inspectors are concerned about leaning walls that indicate faulty framing; stained ceilings that could point to water problems; adequate insulation behind the walls; and insufficient heating vents that could make a room cold and drafty.
  • Kitchen: Inspectors make sure range hood fans vent to the outside; ground fault circuit interrupter (GFCI) protection exists for electrical outlets within 6 feet of the sink; no leaks occur under the sink; and cabinet doors and drawers operate properly.
  • Bathrooms: Inspectors want to see toilets flushing, drains draining, showers spraying, and tubs securely fastened.
  • Plumbing: Inspectors are evaluating pipes, drains, water heaters, and water pressure and temperature.
  • Electrical: Inspectors will check if the visible wiring and electrical panels are in good shape, light switches work correctly, and there are enough outlets in each room.

How you can help the inspector

Bring any and all concerns about the property to your inspector before he begins, so he’ll keep a sharp lookout for possible problems. If the seller has disclosed damage, give your inspector a heads up about that, too.

Another smart move is to accompany the inspector during his rounds. It’s in your best interest to understand the home, its systems, and potential problems. For instance, an inspector can introduce you to electrical panels and shut-off water valves (which the seller may not know how to operate or forget to show you), and if he spots a problem, he can show you exactly how a system is malfunctioning and what it means. And this info will serve you well not only before you buy, but afterward as well.

By:Lisa Kaplan Gordon

Protecting Your Pets when Selling Your Home!

Web Admin - Tuesday, June 21, 2016

Are you in the process of selling your home or considering selling your home? Do you have pets? There are numerous ways that you can make the process easier for everyone, including your four legged family members.

When placing your home on the market, remember that the easier it is to show, the easier it is to sell. When my husband and I sold our home in Florida, we had a newborn baby, five cats and a large dog. The dog was a sweetheart, but looked & sounded scary when strangers entered the house. We sold the home in 2005 (when the market was booming), which means it was being shown 2-5 times per day. While it wasn't always easy to clear everyone out, we made it possible. We really wanted to sell the property and knew that buyers are more likely to look at a property if the seller is not hovering around.

When showings were scheduled (sometimes just minutes prior to the showing), we would put the dog on a leash, the baby in the stroller, and each cat in a kennel... then we took a stroll around the neighborhood. We left blankies and water in each kennel and placed them in the laundry room so they were always available for quick access. We then closed the door, left photos and manuals for the washer/dryer just outside the door, and it worked really well. Most people didn't even open the laundry room door, except the buyers that were really interested in the property. And our kitties were not stressed out by having strangers around them.

By placing the cats in the kennels and taking the dog for a walk during showings, we never had to worry about them sneaking out the front door. Most Real Estate agents are very careful about pets, but some pets (mine included) can be very quick & sneaky.

With cats, ALWAYS keep the litter boxes clean. If you aren't already (and you should be) scooping them twice a day, start as soon as you place the home on the market. If a potential buyer walks in to a stinky house, they may not even consider looking past the front door. If your dog is barking or growling at potential buyers, they will probably run back to their car as fast as possible and may not ever look back.

If you cannot be present when a showing is scheduled, make sure that your agent is aware of all pets and any special instructions. When we couldn't be present for showings while trying to sell our home, we would leave our cats in the Laundry Room and lock the door. If a buyer was serious about the property, we could always schedule a second showing if necessary and make sure that our pets were locked up and safe. Cats especially don't handle change or stress very well, and these precautions made life much easier for them as well as us and the real estate Agents showing the property. Our REALTOR® also knew our dog, and she would let her in the backyard before the buyers showed up.

Also remember, that just because your dog or cat is friendly, not everyone loves them like you do. Some buyers do not want your lap dog or crazy cat chasing them around the home and tripping them as they walk around. Even worse... What if your pet bit someone? YIKES!

By Amy Hahn

How to Divide a House When You’re Getting a Divorce

Web Admin - Tuesday, June 07, 2016

It happens: Marriages fall apart. And as if dissolving your union weren’t hard enough, if you own a home together—almost certainly your largest joint asset—you’ll also have to decide what to do with it. Do you stay, sell, or hand ownership to your ex?

While there’s no one-size-fits-all solution when it comes to dividing the house during divorce, there are multiple options that will allow you to move forward with a roof over your head.

Let’s take a look at some of the different ways couples can tackle dissembling the household.

Option 1: Sell and split the profit

Selling the home and dividing the profit is often the least messy of all possible scenarios.

“A lot of financial advisers and attorneys recommend that clients just sell the home,” says attorney Brette Sember, author of “The Complete Divorce Guide.” “It can often be the simplest way to solve all the problems. Everyone gets their share, and there is no lingering joint debt to resolve.”

Still, there are some caveats to keep in mind. First, if you’re trying to sell during a down market, when your house is likely to sit on the market and you stand to lose money, consider moving out and renting the property instead.

If you’re selling at a profit, on the other hand, you’ll want to watch out for capital gains tax, although the bar is high. An individual can exclude up to $250,000 in capital gains on the sale of a primary residence, and a married couple filing jointly can exclude up to $500,000. So depending on when your divorce is finalized, you might have more leeway. Those making a profit might also consider agreeing to use that money to pay off the legal expenses of your divorce.

That said, many people are understandably attached to a home, or decide that remaining in it is best for the children. In which case, consider the next option.

Option 2: Buy out (or get bought out by) your spouse

Before you make the decision to stay and possibly buy out your partner, it’s important to find out if it’s financially feasible. Natalya Price, a Realtor® with Coldwell Banker Residential Brokerage in New Jersey, who is recently divorced, says it’s important to remove emotion from the equation as much as possible. Of course, this is often easier said than done.

“I have a client who wanted to remain in her five-bedroom home, but in two years her children will leave for college,” Price says. “I asked her, ‘Do you really need this big house with all these rooms? Would it be smarter for you to sell your home and rent an apartment or a condo within the same community?’” Whether you’re the partner staying or going, make sure the buyout terms—which will include a professional appraisal of your home’s value—sound fair and accurate.

“With a buyout, you have to be very careful,” Price cautions. “Because there’s no actual sale involved, the figures can be very subjective. Think about how many homes are listed and don’t sell at that number. Until there’s a buyer willing to pay actual money, it’s just a number and you’re banking your future on that.”

So if the amount being offered doesn’t sit well with you—on either side—experts encourage you to get another appraisal, much like seeking a second opinion from another doctor before moving forward.

Option 3: Delayed buyout

If you (or your spouse) want to stay in the home but aren’t in a position to purchase it at the moment, there is another option: arrange to delay the buyout.

In this scenario, the spouse that stays simply continues making the monthly mortgage payments until he can afford to buy out the other, or until the kids move out and he is ready to sell.

But this option also has its own headaches. Long-term ones.

“It can lead to a lot of potential issues if people aren’t careful,” says Realtor Nicholas Kensington of The Matheson Team in Scottsdale, AZ. “Since this arrangement can last years, there can be plenty of fights about how the house is being cared for.” Or, even worse, if the partner who stays starts dating someone, can that person move in?

If you’re the spouse who’s allowing your former partner to stay in the home, you’re in a vulnerable situation should something go awry.

“The biggest issue is your name remaining on the mortgage,” Sember adds. “If your ex doesn’t keep up the payments, you’re liable. It could ruin your credit rating if payments start to be missed or if the home is foreclosed on.” Plus, it might affect your ability to buy another home.

The best policy to avoid any messes is to hash through all the what-ifs with a lawyer, and come up with a written plan of action. Who will do and pay for repairs? What if mortgage payments can’t be made? As long as these worst-case scenarios get addressed, no one is left holding the bag.

Option 4: Divide it, literally

Remember that “Brady Bunch” episode in which Peter decides to divide the room he shares with Bobby in half? Of course, hilarity ensues as the brothers soon discover that each loses access to things he needs.

Attempting to live together after the split can pose plenty of challenges.

In real life, trying to co-habitat after divorce is a lot less entertaining—and it doesn’t even have a laugh track.

“Some couples choose to live together in a home after a divorce if they can’t sell it and neither can afford to live elsewhere until it sells,” Sember says. “Being roommates after a divorce can be very complicated, both emotionally and practically. Will you share common spaces? Can you have guests? How will you share all the upkeep costs? There is a lot to work out, and most people find this is harder to do than it initially seems.”

By: Liz Alterman

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